@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Plus+Jakarta+Sans:wght@400;500;600;700;800&display=swap');
:root{--navy:#082553;--blue:#0568e8;--blue2:#0052c8;--ink:#09224a;--muted:#5e6e88;--pale:#eff6ff;--line:#e4edf7;--shadow:0 14px 38px rgba(13,52,105,.09)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:95px}body{margin:0;background:#f4f9fd;color:var(--ink);font:15px/1.5 'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible{outline:3px solid #41b7ff;outline-offset:3px}.container{width:min(1350px,calc(100% - 56px));margin:0 auto}.sr-only{position:absolute;overflow:hidden;clip:rect(0,0,0,0);height:1px;width:1px;white-space:nowrap}.skip-link{position:absolute;left:-9999px;background:white;padding:10px;z-index:100}.skip-link:focus{left:15px;top:15px}.preview-bar{height:27px;background:#001b3d;color:#c5daee;font-size:10px;letter-spacing:.03em;display:flex;align-items:center;justify-content:center;gap:9px}.preview-bar strong{color:white;letter-spacing:.13em}.preview-dot{height:7px;width:7px;border-radius:50%;background:#51d4ad}.site-header{position:relative;background:white;z-index:40;box-shadow:0 3px 16px #02214e11}.header-inner{min-height:76px;display:flex;align-items:center;gap:40px}.logo{display:inline-flex;align-items:baseline;flex-shrink:0;font:800 35px/1 'Plus Jakarta Sans',sans-serif;letter-spacing:-2.2px;color:#066fe7}.logo small{font-size:17px;letter-spacing:-1px;color:#09264f}.nav-main{display:flex;align-items:center;gap:28px;margin:auto}.nav-main a{font-size:13px;font-weight:700;color:#334567;border-bottom:3px solid transparent;padding:26px 0 23px}.nav-main a:hover,.nav-main a.active{color:#086be4;border-color:#086be4}.header-actions{display:flex;align-items:center;gap:18px}.icon-search{font-size:29px;background:none;border:0;color:#173969}.btn{display:inline-flex;align-items:center;justify-content:center;gap:13px;padding:13px 22px;font-weight:800;border-radius:8px;white-space:nowrap}.btn-primary{background:linear-gradient(115deg,#0668e6,#0049be);color:#fff;box-shadow:0 7px 18px #0764df2b}.btn-primary:hover{filter:brightness(1.1)}.btn-small{font-size:13px;padding:12px 19px}.mobile-menu-toggle{display:none}.hero{position:relative;isolation:isolate;overflow:hidden;min-height:458px;background:#083577}.hero-image{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(1,28,76,.92) 0%,rgba(2,33,85,.84) 38%,rgba(2,39,88,.38) 100%),url('harbour.svg') center 58%/cover no-repeat}.hero::before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,#05376b80,transparent 46%);z-index:-1}.hero-grid{display:grid;grid-template-columns:49% 51%;min-height:450px;align-items:center;padding-bottom:31px;gap:0}.hero-copy{padding:28px 0 22px;z-index:2}.eyebrow{color:#255da5;font-size:10px;font-weight:800;letter-spacing:.19em;margin:0 0 7px}.eyebrow-light{color:#dbe9ff;letter-spacing:.25em}.eyebrow-light span{opacity:.58}.hero h1{font:800 clamp(34px,3.75vw,56px)/1.11 'Plus Jakarta Sans',sans-serif;color:#fff;letter-spacing:-2.6px;margin:0 0 16px}.hero h1 span{color:#59c5ff}.hero-subtitle{color:#f6fbff;font-size:16px;line-height:1.55;max-width:490px;margin:0 0 20px}.search-box{display:flex;align-items:center;background:white;border:2px solid #d4e4ff;border-radius:9px;padding:5px 5px 5px 16px;max-width:515px;box-shadow:0 6px 25px #001a3d41;height:56px}.search-box .search-icon{font-size:26px;color:#164172;line-height:1;margin-right:8px}.search-box input{border:0;background:none;outline:none!important;flex:1;min-width:0;color:#142a50;font-size:13px}.search-box button{height:42px;border:0;border-radius:6px;background:#0867dd;color:white;font-weight:800;padding:0 20px}.search-feedback{color:#fff;font-size:12px;margin-top:4px;min-height:16px}.hero-trust{display:flex;gap:26px;margin-top:13px;color:#e0ebfe;font-size:11px;line-height:1.35}.hero-trust>span{display:flex;align-items:center;gap:10px}.trust-symbol{font-size:30px;color:#cce2ff;line-height:1}.hero-scene{position:relative;height:358px;min-width:0}.floating-card{position:absolute;border:1px solid #ffffffdd;border-radius:16px;background:linear-gradient(150deg,#fff,#e5f4ff 90%);box-shadow:0 20px 35px #001c3c5c;color:#092857;padding:17px;backdrop-filter:blur(10px)}.float-loan{width:195px;left:1%;top:25%;transform:rotate(-7deg);z-index:2}.float-loan b{font-size:26px;display:block;letter-spacing:-1px}.float-loan b span{font-size:10px;color:#5f718b;font-weight:600;letter-spacing:0}.float-loan svg{width:100%;height:42px;fill:#2897ff}.float-loan>small{font-size:9px;color:#6e83a0}.mini-heading{display:flex;align-items:center;gap:7px;font-weight:800;font-size:11px;margin-bottom:10px}.mini-icon,.metric-icon,.guide-icon{display:grid;place-items:center;flex-shrink:0;border-radius:12px;font-size:22px}.mini-icon{height:31px;width:31px}.blue{background:#e4f1ff;color:#0968d9}.purple,.violet{background:#ece8ff;color:#6857dc}.green{background:#dff9ec;color:#10a66a}.orange{background:#fff0e1;color:#ea7516}.pink{background:#ffe8ed;color:#df4260}.gold{background:#fff3d8;color:#bc8b13}.float-steps{width:211px;height:276px;left:28%;top:11%;transform:rotate(-4deg);z-index:3;padding:23px}.float-steps h3{font-size:15px;margin:0 0 21px;display:flex;align-items:center;gap:8px}.float-steps h3 em{font-style:normal;font-size:26px;color:#116bdf}.step{display:flex;align-items:center;gap:10px;margin-bottom:19px}.step>b{background:#0d66d6;color:white;border-radius:50%;width:28px;height:28px;display:grid;place-items:center}.step strong,.step small{display:block}.step strong{font-size:12px}.step small{color:#71839b;font-size:10px}.float-savings{width:194px;right:0;top:3%;transform:rotate(7deg);z-index:4}.float-savings strong{font-size:23px}.float-savings svg{width:100%;height:38px}.green-pill{font-size:9px;color:#097b54;background:#d3f4e1;border-radius:10px;padding:3px 8px;float:right}.float-rates{width:224px;right:0;top:50%;z-index:3;transform:rotate(5deg);padding:16px}.float-rates>strong{font-size:12px;display:block;margin-bottom:10px}.float-rates>div{display:flex;justify-content:space-between;font-size:10px;padding:7px 0;border-top:1px solid #dce8f4}.float-rates>div>span:last-child{color:#006ce6;font-weight:800}.hero-wave{position:absolute;bottom:-1px;height:42px;background:#f4f9fd;width:100%;clip-path:polygon(0 82%,25% 100%,58% 95%,100% 5%,100% 100%,0 100%)}.content-shell{position:relative;margin-top:-8px;z-index:3;background:#fff;box-shadow:0 10px 45px #18436a0c;border:1px solid #e7f0f9;border-radius:18px 18px 0 0;padding:28px 42px 38px}.section-top,.minor-section-header{display:flex;justify-content:space-between;align-items:end;gap:20px}.section-top h2,.minor-section-header h2,.workspace h2,.editorials h2,.numbers-callout h2{font:800 clamp(20px,2.1vw,27px)/1.2 'Plus Jakarta Sans',sans-serif;letter-spacing:-1px;margin:0}.text-link{color:#0066df;white-space:nowrap;font-size:12px;font-weight:800;align-self:center}.text-link span{margin-left:7px}.tool-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:11px;margin:20px 0 24px}.tool-card{position:relative;display:flex;text-align:left;flex-direction:column;min-height:172px;border:1px solid #edf2f8;background:#fff;border-radius:13px;padding:16px 15px 17px;box-shadow:0 6px 25px #10477e0c;transition:transform .2s,box-shadow .2s}.tool-card:hover{transform:translateY(-5px);box-shadow:0 18px 30px #1358a726}.tool-card:focus-visible{outline-offset:0}.tool-icon{font-size:28px;font-weight:800;display:grid;place-items:center;width:49px;height:49px;border-radius:50%;margin-bottom:13px}.tool-title{font-size:13px;font-weight:800;line-height:1.25;color:#09234a;max-width:150px}.tool-desc{font-size:11px;color:#728099;line-height:1.42;margin-top:7px;max-width:150px;padding-right:4px}.circle-arrow{position:absolute;right:12px;bottom:12px;width:27px;height:27px;border-radius:50%;background:#e7f5ff;color:#0068db;font-size:17px;display:grid;place-items:center}.feature-row{display:grid;grid-template-columns:1.03fr 1fr;gap:22px;margin:12px 0 34px}.metrics,.resources{padding:18px;background:#f7fbff;border:1px solid #ebf3fb;border-radius:13px;min-width:0}.resources{background:#eff7ff}.minor-section-header{align-items:center;margin-bottom:17px}.minor-section-header h2{font-size:20px}.minor-section-header .eyebrow{font-size:9px;letter-spacing:.13em}.fine-print{font-size:10px;color:#6b7b95;margin:5px 0 0}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.metric{border-radius:10px;background:#fff;border:1px solid #ecf2f8;min-width:0;padding:13px 9px 10px;box-shadow:0 5px 14px #16457708}.metric-icon{height:38px;width:38px;margin-bottom:7px}.metric small,.metric strong,.metric>span:last-child{display:block}.metric small{font-size:10px;color:#344962}.metric strong{font-size:17px;color:#09244c;line-height:1.4}.metric>span:last-child{font-size:9px;color:#7b8ba1}.quick-guides{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}.quick-guides>a{min-width:0;background:#fff;border:1px solid #e9f2fb;border-radius:11px;padding:11px 9px;display:flex;flex-direction:column;gap:4px}.guide-icon{height:37px;width:37px;margin-bottom:3px}.quick-guides b{font-size:11px}.quick-guides small{font-size:10px;color:#6f8099;line-height:1.3}.workspace{background:linear-gradient(110deg,#f0f7ff,#fff);padding:25px;border:1px solid #e2edf9;border-radius:15px;margin:20px 0 32px}.workspace-heading{display:flex;align-items:center;justify-content:space-between;gap:18px;margin-bottom:18px}.workspace-heading p:last-child{margin:7px 0 0;font-size:12px;color:#667d97}.demo-tag{font-size:10px;background:#dfedff;color:#255b9c;border-radius:99px;padding:8px 10px;font-weight:800;text-align:center}.calc-tabs{display:flex;flex-wrap:wrap;gap:7px;margin-bottom:15px}.calc-tabs button{border:1px solid #d5e5f5;color:#466482;background:white;padding:9px 14px;border-radius:9px;font-weight:800;font-size:12px}.calc-tabs button[aria-selected=true]{color:#fff;background:#086adc;border-color:#086adc}.calc-layout{display:grid;grid-template-columns:1.35fr 1fr;gap:18px}.calc-form,.calc-results{border:1px solid #e7eff8;border-radius:12px;background:white;padding:20px;min-height:188px}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}.form-field label{display:block;font-weight:800;font-size:11px;margin-bottom:6px;color:#344960}.form-field input{border:1px solid #cfdef1;background:#fbfdff;width:100%;height:43px;border-radius:8px;padding:0 12px;color:#123564}.form-field input:focus{border-color:#0c71e2;outline:2px solid #d2ebff}.result-kicker{font-size:11px;font-weight:800;color:#52749d;letter-spacing:.07em;text-transform:uppercase}.result-big{font:800 clamp(24px,3vw,39px)/1.25 'Plus Jakarta Sans',sans-serif;letter-spacing:-1px;color:#0967dc;margin:8px 0}.result-detail{font-size:12px;color:#617993;margin:5px 0}.result-note{font-size:10px;color:#7b8da3;margin-top:11px}.calc-disclaimer{font-size:10px;color:#6a7f97;margin:13px 0 0}.articles{padding-top:3px}.article-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px;margin-top:15px}.article-card{display:block;border:1px solid #e8f0f9;border-radius:12px;box-shadow:0 7px 20px #13365b12;overflow:hidden;background:#fff}.article-card:hover{box-shadow:0 14px 25px #154e8c25}.article-picture{position:relative;display:block;height:110px;background-size:cover;background-position:center}.art-house{background-image:url('guide-home.svg')}.art-savings{background-image:url('guide-savings.svg')}.art-coast{background-image:url('guide-coast.svg')}.art-city{background-image:url('guide-city.svg')}.article-category{position:absolute;bottom:0;left:12px;background:white;border-radius:6px 6px 0 0;padding:4px 9px;color:#18417a;font-size:9px;font-weight:800;text-transform:uppercase}.article-body{display:block;position:relative;min-height:84px;padding:12px 39px 14px 13px}.article-body b{display:block;font-size:12px;line-height:1.35}.article-body small{display:block;color:#70829a;font-size:10px;margin-top:5px;line-height:1.35}.article-body i{position:absolute;right:11px;bottom:17px;border-radius:50%;background:#e5f3ff;width:28px;height:28px;display:grid;place-items:center;color:#076adf;font-style:normal;font-size:18px}.editorials{display:grid;grid-template-columns:1fr 2fr;gap:25px;margin-top:36px;padding:26px;background:#f5f9ff;border-radius:14px}.editorial-intro p:last-child{font-size:13px;color:#6c7f95}.editorial-items{display:grid;grid-template-columns:1fr 1fr;gap:15px}.editorial-items article{border-radius:10px;background:white;padding:14px}.editorial-items h3{font-size:13px;margin:0 0 6px}.editorial-items p{font-size:11px;color:#677c95;margin:0}.numbers-callout{margin-top:30px;background:#0a3267;padding:25px 28px;border-radius:13px;color:#fff;display:flex;justify-content:space-between;align-items:center;gap:20px}.numbers-callout .eyebrow{color:#9ed8ff}.numbers-callout p{font-size:12px;color:#d5e9ff;margin:8px 0 0;max-width:740px}.btn-outline{border:1px solid #c0dfff;color:#fff;font-size:12px}.newsletter{background:linear-gradient(100deg,#0a3579,#0067d6 65%,#092d73);color:#fff}.newsletter-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:81px}.newsletter-description{display:flex;gap:19px;align-items:center}.newsletter-description h2{font-size:16px;line-height:1.25;margin:0}.newsletter-description p{font-size:11px;color:#c3dbff;margin:4px 0 0}.newsletter-icon{font-size:34px}.newsletter-status{background:#ffffff15;padding:10px 20px;border-radius:9px;border:1px solid #ffffff3b;text-align:center;font-size:12px;font-weight:800}.newsletter-status small{display:block;font-weight:400;font-size:10px;color:#cbdfff}.footer{background:#071932;color:#d4e2f5;padding:34px 0 12px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr 1.5fr;gap:24px}.footer-logo span,.footer-logo small{color:#fff}.footer-grid p{font-size:11px;color:#a7bbd6;margin:5px 0}.footer-grid h3{font-size:12px;margin:0 0 8px;color:#fff}.footer-grid a:not(.logo){display:block;font-size:11px;padding:2px 0;color:#d1e2f5}.footer-note strong{font-size:14px}.footer-bottom{border-top:1px solid #ffffff22;margin-top:26px;padding-top:14px;display:flex;justify-content:space-between;gap:12px;color:#9cb2ce;font-size:10px}
@media(max-width:1190px){.header-inner{gap:22px}.nav-main{gap:14px}.float-steps{left:27%}.float-rates{right:-2%}.tool-grid{grid-template-columns:repeat(3,1fr)}.tool-card{min-height:155px}.feature-row{grid-template-columns:1fr}.hero-grid{grid-template-columns:50% 50%}.content-shell{padding:26px}.hero-trust{gap:14px}}
@media(max-width:850px){.container{width:min(100% - 32px,720px)}.site-header .header-inner{min-height:65px}.logo{font-size:30px}.logo small{font-size:15px}.mobile-menu-toggle{display:flex;flex-direction:column;gap:4px;order:3;margin-left:auto;background:none;border:0;padding:10px}.mobile-menu-toggle span{width:24px;height:2px;background:#133e78;border-radius:2px}.nav-main{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;padding:13px 20px 21px;box-shadow:0 19px 25px #05315e2a;flex-direction:column;align-items:stretch;gap:0}.nav-main.open{display:flex}.nav-main a{padding:12px;border-bottom:1px solid #e8eff8}.header-actions{margin-left:auto}.header-actions .icon-search{display:none}.hero-grid{display:block;padding:38px 0 58px}.hero-copy{max-width:630px;padding:0}.hero h1{font-size:clamp(37px,7vw,53px)}.hero-scene{margin:20px auto 0;height:280px;max-width:620px}.float-loan{left:4%;top:24%}.float-steps{left:32%;top:0}.float-savings{right:1%;top:4%}.float-rates{right:1%;top:53%}.hero-trust{margin-top:20px}.hero-wave{height:24px}.content-shell{margin-top:0;padding:24px 18px}.metric-grid,.quick-guides{grid-template-columns:repeat(4,1fr)}.editorials{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(3,1fr)}.footer-note{grid-column:span 2}}
@media(max-width:590px){.preview-bar{font-size:9px;gap:5px;padding:0 4px}.preview-bar span:last-child{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.container{width:calc(100% - 26px)}.header-actions .btn-small{font-size:11px;padding:9px 11px}.header-actions{gap:0}.hero-grid{padding:27px 0 40px}.hero h1{font-size:clamp(35px,9vw,44px);letter-spacing:-1.8px}.hero-subtitle{font-size:13px}.hero-trust{gap:10px;justify-content:space-between}.hero-trust>span{font-size:9px;gap:5px}.trust-symbol{font-size:19px}.search-box{height:51px}.search-box button{height:39px;padding:0 15px}.hero-scene{height:220px;margin-top:17px}.floating-card{padding:10px;border-radius:12px}.float-loan{width:39%;top:33%;left:0}.float-loan b{font-size:19px}.float-loan svg{height:25px}.mini-heading{font-size:9px;gap:4px}.mini-icon{width:22px;height:22px;font-size:14px}.float-steps{width:38%;height:auto;min-height:183px;left:31%;top:4%;padding:12px}.float-steps h3{font-size:11px;margin-bottom:12px}.float-steps h3 em{font-size:18px}.step{gap:5px;margin-bottom:11px}.step>b{width:20px;height:20px;font-size:10px}.step strong{font-size:10px}.step small{font-size:8px}.float-savings{width:34%;right:0;top:0;padding:9px}.float-savings strong{font-size:16px}.float-savings svg{height:24px}.float-rates{width:36%;right:0;top:57%;padding:8px}.float-rates>strong{font-size:9px}.float-rates>div{font-size:8px;padding:4px 0}.section-top{align-items:start}.section-top h2{font-size:21px}.section-top .text-link{font-size:10px;text-align:right}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px;margin:14px 0 25px}.tool-card{min-height:176px;padding:13px}.tool-icon{width:42px;height:42px;font-size:23px;margin-bottom:10px}.tool-title{font-size:13px}.tool-desc{font-size:10px}.feature-row{gap:14px}.metric-grid,.quick-guides{grid-template-columns:repeat(2,minmax(0,1fr))}.metric{min-height:103px}.metrics,.resources{padding:14px}.minor-section-header h2{font-size:18px}.workspace{padding:16px}.workspace-heading{align-items:start;flex-direction:column;gap:9px}.calc-layout{grid-template-columns:1fr;gap:10px}.form-grid{grid-template-columns:1fr 1fr}.calc-form,.calc-results{padding:15px}.article-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.article-picture{height:90px}.article-body{min-height:105px}.editorials{padding:18px}.editorial-items{grid-template-columns:1fr}.numbers-callout{flex-direction:column;align-items:start;padding:20px}.newsletter-inner{flex-direction:column;align-items:stretch;padding:18px 0}.newsletter-status{align-self:stretch}.footer-grid{grid-template-columns:repeat(2,1fr)}.footer-grid>div:first-child{grid-column:span 2}.footer-note{grid-column:span 2}.footer-bottom{display:block}.footer-bottom span{display:block;margin:5px 0}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
